When I first decided to start budgeting before the birth of our first child, I didn’t know where to start. I didn’t know how much money we spent, and I am ashamed to say that I also did not know exactly how much money we had at our disposal each month after taxes and retirement contributions. Needless to say, I was paralyzed by the thought of analyzing everything! What I did know was that a proper budget worksheet could help our situation. Determining Monthly Expense Categories & Creating a Basic Household Expenses Worksheet Because I was used to using Microsoft Excel Keep Reading
Archives for September 2012
List of Monthly Household Expenses {Perfect for Family Budgets!}
Anyone who’s ever tried to put together a family budget knows that it’s no easy task. Every family is so different, it’s difficult to give a standard example of expense categories for a monthly budget. What one family considers important might not be on another’s radar, and everyone makes different amounts of income, adding to the differences. Keep in mind that low income and high income households have vastly different budgeting techniques. A large percentage of a low income household’s income is spent on necessities, and a high income household may have additional expenses Keep Reading
5 Super Cheap & Easy Meal Ideas for College Students!
Just the other day my college aged babysitter asked me to send her several inexpensive, easy recipe ideas. She said she missed my cooking, but wanted to replicate it cheaply. :=) Do I have any cheap meal ideas for her to use at school??!! Boy, do I ever! I didn’t have to rack my brain very long for recipes that fit her request – most of the meals I make can be stretched a long way! What I did have to consider was her access to cooking utensils, pots and pans, etc. I think I came up with several go-to recipes for her to try out. Quick & Easy Meals for Busy Keep Reading
