I have a habit of attaching catchy phrases to situations in my life where decisions are required. These little phrases help me stay on track without having to over think my decision. I don't know about you, but I really don’t like the feeling of buying something and later realizing it was a waste of money. Truthfully, I regret the small useless purchases as well as the larger ones. I look at that $4 I spent unnecessarily at Starbucks and see thousands that I spent the same way over the years because, at the time, $4 didn't seem like a big deal.  But it really adds up. What are Keep Reading

Recently, as I was shopping at Target and buying yet another round of products to keep our household running, it occurred to me that I could easily stop spending money on things that we don't really need but are simply conditioned to buy. What first got me thinking about this were the dryer sheets I paid $4.99 for. Really? Do we really need little sheets of fabric softener to make our clothes smell and feel nice? I grew up hanging my family's clothes on the clothes line in the back yard.  The clothes often ended up smelling like grass, fresh air, or even mildew if I accidentally forgot Keep Reading