Discover the Target RedCard benefits - and whether or not it's worth having! A few years ago, I signed up for the Target REDcard. Each time I check out in the store, I use it. It gets me 5% off everything I purchase. Why wouldn't I? When the cashier explained that having a REDcard would automatically earn me 5% off of EVERY purchase I make at Target, I was hooked! Ever since Target significantly lowered their grocery prices a few years ago, I started doing a lot more of our everyday shopping there. I'd say I easily spend $2,000 of our yearly food budget at this store. 5% on $2,000 is Keep Reading
4 Online Coupon Printers – Never Run Out of Grocery & Household Coupons!
Most moms I know handle household finances (or at least do the grocery shopping!), so I want to make sure we're all equipped with the tools necessary to do this job well. When I first started couponing, I had NO CLUE where I was supposed to find printable grocery store coupons. All I knew was that some coupons came in the Sunday paper. For all the new couponers out there, I don't want to take it for granted that you all know where to get free coupons you can print out. It took me MONTHS of couponing to realize I could also print out coupons from home. So here's my post Keep Reading
Gymboree Coupons – The Secret to Always Having a Coupon on Hand!
Do you love the kids clothes at Gymboree but dislike paying full price for anything? Well, I have a great tip for you - I know where you can find a constant stream of Gymboree coupons so you never have to worry about paying too much there again! I don't think it's a well-known secret because the Gymboree employees are always asking me where I got my coupons when I redeem one. I guess they just don't get many of these in the store. Where to Get Gymboree Coupons & Online Coupon Codes My number one source for Gymboree coupons is the Family Fun magazine. Every month for the Keep Reading
Free Christmas Budget Worksheet
Download the free Christmas budget worksheet to control your holiday spending! If you’re anything like me, the approach of Thanksgiving means one thing – stressing out about Christmas shopping! LOL I don’t know why, but I always have a hard time just enjoying Thanksgiving for what it is. I just can’t get all my Christmas to-dos out of my mind. Maybe it’s because of all the commercialization behind Black Friday. I don’t know. At any rate, I thought the week before Thanksgiving would be the perfect time to nail down my holiday budget. Being a lover of all things Excel, of Keep Reading
How to Earn Free Amazon Gift Cards with Swagbucks
I have a cool tip to share today. It's my secret way to earn FREE AMAZON GIFT CARDS by using one simple tool. It's a website called Swagbucks. What is Swagbucks? Swagbucks is a website that allows you to earn virtual currency (called Swag Bucks) for what you already do online every day - watch videos, search the web, play games, participate in market research, print coupons, play games, etc. The Swag Bucks you earn can be redeemed for rewards, namely gift cards. Since 2008, Swagbucks has awarded more than $45 million in rewards! When I learned about this (I'm late to the Keep Reading
How to Create a Budget
On WhatMommyDoes, I’ve talked at length about where to find Excel budgeting spreadsheets and ways to cut down on expenses. But what I haven’t ever done is back up and explain how you can create a budget in the first place. I figure it’s about time I do that. Once you know the overall purpose of a budget plan, you’ll be better equipped to actually create a budget in Excel or use a software like Quicken to track your spending. Every family’s priorities, wants, and needs differ, so one single budgeting plan will not work for everyone. However, everyone can follow the same overall Keep Reading
Coupon Organizer Categories
Use these coupon organizer categories to effectively sort and prepare for every shopping trip! Couponing is a great way to save money. Once you get the basics down, it’s helpful to arm yourself with a neatly organized coupon holder. When I first started couponing, it took me a long time to figure out how to logically group my huge pile of clipped coupons. So you can learn from my mistakes, I am going to explain how I set up my thirteen-section organizer for grocery coupons. How to Sort Coupon Organizer Categories There are many ways to sort coupons. Some people use an Keep Reading
How to Organize Coupons
Coupons are excellent budget-balancing tools if used consistently from week to week. Groceries and household supplies are unavoidable expenses; therefore, using manufacturer’s coupons the right way can add up to big savings. Although many people like the idea of using coupons, the task of clipping and sorting them on a regular basis can be daunting. I can't tell you how many times I've clipped a ton of coupons only to make it to the checkout line without pulling a single one out because my organization system was so whack. How to Organize Coupons in a Logical Manner Now that I Keep Reading
Free Sample Monthly Budget Templates
One of the first steps toward getting a handle on personal finances is to develop a budget. Over the years, I’ve tracked household expenses in everything from simple Excel budget templates that print on one sheet to elaborate income and expense worksheets with many tabs. One of the best monthly budget templates I've ever seen can be downloaded for free from Vertex42.com. Free Sample Monthly Budget Template This worksheet can be used with Open Office, Google Docs, or Microsoft Excel versions 2002 (XP) or later. This simple budgeting template is visually appealing and easy to Keep Reading
How You Can Feed a Hungry Child By Using Online Coupon Codes…Seriously!
Learn how you can use Save1 to feed a hungry child! Good friends and long-time readers of my blog know that I have a soft spot for charities that feed hungry children. I love volunteering with a local charity, Backpack Buddies, that sends home food-filled backpacks every Friday with children who might not otherwise eat over the weekend when school’s out. And you only have to take one glance at my blog to know that I’m a big fan of money-saving strategies. Sometimes I even combine those interests, such as in the post 7 Things You Don’t Need But Buy Anyway. Keep Reading
How to Be Frugal – Advice from an Expert
In need of tips to be frugal in life? Read on to discover nine helpful hints from an expert herself! Expert Advice on Frugality Amy Dunn, frugal newspaper blogger, shared her advice on how to be thrifty with me years ago. The online magazine that published this interview no longer has this posted, so I wanted to raise this post from the ashes to share with my WhatMommyDoes readers Read below for Amy's best penny-pinching tips and sound advice for saving money on purchases. How to Be Frugal - Saving Money Way of Life When asked what it means to be conservative with money, Amy Keep Reading
Peanut Free Snack Ideas for Preschoolers
This week I have to buy snacks for my daughter's preschool class. Every time I go to the store for this, I don't have a plan because I can't seem to remember which items have peanuts in them and which ones don't. I'm fortunate that none of my kids have peanut allergies. For the sake of the ones who do at school, I definitely don't want to violate the peanut free rule. So this time I planned ahead and came up with a list of preschooler friendly snacks that don't have peanuts in them based on past experience and recommendations from the preschool. Of course, I am going to check Keep Reading
Beginner’s Guide to Couponing
Learn how to save money with coupons with this beginner's guide! Clipping and using coupons (otherwise known as "couponing") is a great way to save money on everyday expenses. It takes dedication, but is well worth the effort and time. I get tons of questions from friends and family about couponing (I can get a bit obsessed with it, and they know it!), so I'm starting a resource section on WhatMommyDoes, beginning with this Beginner's Guide to Couponing. I will expand on different parts of this guide as I have time. List of Supplies Needed to Start Saving Money with Keep Reading
77 Days of Saving Challenge ~ Spend Less, Save More, Enjoy Life & Possibly Win $100 Cash!!
Today I am joining several other personal finance bloggers in a $100 cash giveaway! The giveaway entry form appears at the bottom of this post. You may enter multiple times for many different chances at winning! **If you don't mind, please make the WhatMommyDoes Twitter entry option your first stopping point!** The giveaway's theme is "Finances in the New Year." To kick off the new year, I am going to challenge myself and YOU to be better about saving money. If you are interested in joining me, please read on for more information, comment below, and enter the contest Keep Reading
Do We Really Need Cable TV? What Are Our Alternatives?
Recently we went through a few household budget changes and finding cable television alternatives became essential. We added a new baby to the mix, restarting all of the baby-related expenses from hospital bills to diapers and feeding. With the addition if our third child and a simultaneous big increase in my husband's travel schedule, I also found myself using a house cleaner and babysitters more than I'd like to. We now also have two kids in preschool for the time being. Unfortunately all of this extra spending didn't come with an offsetting income increase. :=/ So lately I've Keep Reading
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