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Why I Like Custodial Roth IRAs for Kids

Shared on August 24 Leave A Comment

Note: Some links in this post are affiliate links, which means I receive a commission if you make a purchase. Affiliate relationships include, but are not limited to, Bluehost, Amazon Associates, and StudioPress.
stack of coins next to a white piggy bank

This is a paid post on behalf of Responsival. All opinions expressed are my own. Until a couple years ago, I had never thought twice about creating investment accounts for kids because we were concerned about our OWN retirement plans. Plus, it seems we were so busy with the kids all the time that there was barely any time to plan dinner, much less THEIR investment accounts! HA Now that my oldest is 17 and my youngest is 13.5, they no longer need as much “hands on” help as they did when they were younger, and I have a minute to think. :) I've decided to start looking into ways we Keep Reading

Filed Under: Kids & Money, Sponsors We Love

New Meal Ideas to Try When You’re in a Meal Planning Rut

Shared on August 8 Leave A Comment

Note: Some links in this post are affiliate links, which means I receive a commission if you make a purchase. Affiliate relationships include, but are not limited to, Bluehost, Amazon Associates, and StudioPress.
A collage of four dishes: a salad with sliced meat and vegetables, a colorful rice dish with herbs, grilled peaches with a fork, and a plate with sliced avocado, tomato, and mozzarella. Text in the center reads "10 New Meal Ideas to Try When You’re in a Dinner Rut.

I was just on a long weekend trip with some girlfriends, and we got to talking about meal planning.  We are all trying to eat better these days, so we like to keep dinner on the healthier side when possible. And we all felt like we were in dinner ruts.   One friend said she always forgets how she makes the meals and never likes to try the same recipe twice, so she's always on the hunt (she's our friend who likes excitement LOL). Another friend said she just makes the same old recipes all the time and her kids are starting to complain.  I feel like I make the Keep Reading

Filed Under: Meal Planning

7 Easy School Market Day Food Ideas

Shared on June 14 Leave A Comment

Note: Some links in this post are affiliate links, which means I receive a commission if you make a purchase. Affiliate relationships include, but are not limited to, Bluehost, Amazon Associates, and StudioPress.
Colorful flyer displaying decorated pretzel sticks with pink, blue, and purple icing and sprinkles. The text reads, "Fun & Easy Treats to Make & Sell" in playful fonts and vibrant colors, perfect food ideas for School Market Day that highlight the creative and appealing nature of the snacks.

  Do you need ideas for edible things to sell at school market day? If you have approval to sell food in your booth (very important to get before you waste time planning this out), then your next order of business is to figure out what to sell that people like like!   What Foods Are Easy to Sell?    Foods that sell well are eye appealing. They are always packaged up nicely and also just look good to eat! It is easy to sell foods that are packaged up individually and displayed in a pleasing manner.  In this post, we'll talk mostly about sweet treats Keep Reading

Filed Under: Kids & Money, Making Extra Money

The Best Homemaking Worksheet Bundle for New Moms!

Shared on August 14 Leave A Comment

Note: Some links in this post are affiliate links, which means I receive a commission if you make a purchase. Affiliate relationships include, but are not limited to, Bluehost, Amazon Associates, and StudioPress.
A vibrant worksheet bundle of home management printables arranged in a fan-like pattern. Perfect for homemaking and new moms, the set includes checklists, planners, and tracking sheets for daily tasks, meal planning, budget management, and family chores. A binder and a tablet display a financial planning day page.

When I first became a mom 12 years ago, I had NO CLUE what I was doing when it came to managing a household with kids in it. When you first have a baby, it's a difficult transition from two people to all of a sudden there's this little person depending on you for everything!  Even though I was already a CPA at the time, I admit I didn't have a clue what I was in for!  I feel like I cobbled together this parenting & managing a home thing all by myself over the years.  I mean, I was a corporate accountant leading up to the week my oldest was born - I didn't even Keep Reading

Filed Under: Family Finances, Homemaking, Homepage Slider

10 Summer Projects to Make Money as a Kid

Shared on July 27 Leave A Comment

Note: Some links in this post are affiliate links, which means I receive a commission if you make a purchase. Affiliate relationships include, but are not limited to, Bluehost, Amazon Associates, and StudioPress.
Image of a promotional graphic reads "10+ Easy Ways for Kids to Make Extra Cash Over the Summer!!" in colorful text. A sun illustration and a partially visible dollar bill are included. The text "What Mommy Does" is also present in a small circle at the top right corner, perfect for fun summer projects to make money.

  My nephews (ages 10 and 16) and my kids (ages 14, 12, and 10) are always saving up for something. They want me to give them extra work around the house so I can pay them BUT we don’t typically pay for chores around here. They do chores because they’re part of the family and then they get an allowance no matter what (so they can learn to manage money). I realize that allowing them to earn extra cash and then manage that money would also be a great lesson. So I am open to the idea of paying them to go above and beyond regular chores or for completing larger time Keep Reading

Filed Under: Kids & Money, Making Extra Money

Cute Monthly Budget Printable – Free Editable Template

Shared on February 7 1 Comment

Note: Some links in this post are affiliate links, which means I receive a commission if you make a purchase. Affiliate relationships include, but are not limited to, Bluehost, Amazon Associates, and StudioPress.
A person's hand using a black and white calculator placed on top of several U.S. dollar bills spread out on a light-colored surface. The scene implies financial calculations or budgeting for monthly household expenses.

Today I have something exciting to share with you - it's something I've been hoping to give my readers for a long time - ....an updated, vibrantly colored budgeting spreadsheet! I don't know why I'm so excited about this. Maybe it's because the last budget template I published was as plain as can be. I see all these super colorful ones on Pinterest all the time. Now I have my very own! :)   Free Monthly Budget Template Since this is my second monthly budget offering, I thought it would be a good idea to offer you the chance to download a really plain one if you'd Keep Reading

Filed Under: Budget Templates, Budgeting

Disposable Oatmeal Baking Cups + Liners {Cute Designs!}

Shared on January 18 Leave A Comment

Note: Some links in this post are affiliate links, which means I receive a commission if you make a purchase. Affiliate relationships include, but are not limited to, Bluehost, Amazon Associates, and StudioPress.

I have been looking for some great disposable oatmeal baking cups because they are great for easy dinners and meal trains (see Best Meal Train Ideas for Families). If you're here from that post, then you know what a great blessing it is to be able to take nutritious, delicious food to a friend in need. Most often, you don't need an airtight container to deliver oatmeal cups in. I think the larger size muffin cups are perfect for this purpose. Not only is baked oatmeal a great idea for meal trains, but this is a good simple quick meal idea for busy mornings (school days, meal prep Keep Reading

Filed Under: Giving Back, Meal Planning

10 Expensive Baby Things I Would Have Bought if Money Was No Object

Shared on October 25 Leave A Comment

Note: Some links in this post are affiliate links, which means I receive a commission if you make a purchase. Affiliate relationships include, but are not limited to, Bluehost, Amazon Associates, and StudioPress.
10 expensive baby things I would have bought if money was no object

  When I was pregnant with each of my babies and we were scrimping and saving as much money as we could so I could be a stay-at-home-mom. I remember looking at the looooonnnnnggg list of necessary baby items and wondering how people ever afforded children! Money was especially tight when we were preparing for our first. I remember looking at the list of expensive items like the stroller, crib, jumper, car seat, etc and hoping that I would receive them as shower gifts because I knew there was no way we could afford all of those items. I went to Target and Babies R Us and put Keep Reading

Filed Under: Babies, Budgeting

9 Easy Sheet Pan Dinners for Weeknights

Shared on August 24 2 Comments

Note: Some links in this post are affiliate links, which means I receive a commission if you make a purchase. Affiliate relationships include, but are not limited to, Bluehost, Amazon Associates, and StudioPress.
A colorful sheet pan meal with seasoned chicken breasts, sliced carrots, broccoli, and red onion. Overlay text reads: "Easy Weeknight Meals for Busy Nights.

Over the years, I've gotten better about finding ways to MAKE MORE DINNERS AT HOME. It's not only gives our family an opportunity to be together & talk about our days, but it's a way to save money and eat healthier. I'll be honest, saving money is a big reason I started meal planning (especially back when we were really budgeting hard), but the health benefits & togetherness is now high up on my reasons to do it. I typically fall back on my tried & true method of themed weekly meal plans. #31 on my list of theme night ideas is SHEET PAN NIGHT! Single sheet pan meals Keep Reading

Filed Under: Meal Planning

How to Hold a Children’s Business Fair in Your Community

Shared on August 3 Leave A Comment

Note: Some links in this post are affiliate links, which means I receive a commission if you make a purchase. Affiliate relationships include, but are not limited to, Bluehost, Amazon Associates, and StudioPress.
A young girl wearing a white shirt hands money to an adult at a colorful stall filled with crafts and treats. The text reads, "How to host a Children's Business Fair in your community". A banner reading "Kid's Pop Shop" is visible in the background.

  This post is sponsored by Acton Children's Business Fair and includes tracking links. For more information about tracking links and how to opt out, please visit All About Do Not Track (https://allaboutdnt.com/) prior to clicking any links found in this post. When I was a child, there was nothing I wanted more than to have my own business. I remember BEGGING my mom to let me sell my handmade glitter bracelets door to door. When she said no, I begged her to let me mow lawns. I was only 10 years old and kind of clumsy, so it’s probably a good idea that she told me no to mowing Keep Reading

Filed Under: Kids & Money

63 Weekly Meal Theme Night Ideas

Shared on May 31 Leave A Comment

Note: Some links in this post are affiliate links, which means I receive a commission if you make a purchase. Affiliate relationships include, but are not limited to, Bluehost, Amazon Associates, and StudioPress.
printout of 63 themed family dinner idea suggestions

  Searching for a simple way to always think of something amazing to make for dinner? Well, you have found it! In this post, I'd like to discuss my secret weapon when it comes to weekly meal planning.  It's surprisingly simple, actually.  I don't know about you, but most of my problems when it comes to meal planning stem from: A) not feeling creative enough to think of something to make and B) not wanting to make what I have on hand I find that whenever I take time to come up with a themed meal plan, I'm almost 100% likely to stick with making dinner every Keep Reading

Filed Under: Meal Planning, Menu Planning

50+ Things You Can Get for Free on Your Birthday – Big List of Birthday Freebies!!

Shared on March 30 12 Comments

Note: Some links in this post are affiliate links, which means I receive a commission if you make a purchase. Affiliate relationships include, but are not limited to, Bluehost, Amazon Associates, and StudioPress.
A chocolate cupcake with white frosting, adorned with colorful sprinkles, sits in a polka-dot paper liner. White ribbon adornments and scattered sprinkles surround the cupcake, creating a festive setting reminiscent of birthday freebies. The background is a plain grey.

  Call me cheap, but I love getting free birthday stuff from places like restaurants and stores! I wish it was my birthday week every week because there are so many amazing things you can get for free on your birthday if you play your cards right.   Some of the perks even last ALL MONTH LONG. If I pay for a dinner at a restaurant the week of my birthday, then I have done something majorly WRONG!! :)   How to Get Free Birthday Stuff I found some of the best freebies available. Check out this list! Some off them you can even redeem online. You can get free Keep Reading

Filed Under: Coupons, Free Stuff

The Best Thing You Can Do for Your Finances

Shared on February 5 11 Comments

Note: Some links in this post are affiliate links, which means I receive a commission if you make a purchase. Affiliate relationships include, but are not limited to, Bluehost, Amazon Associates, and StudioPress.
Image with words: "the best thing you can do to improve your finances" written in different colorful fonts, placed above a stack of U.S. dollar bills and a savings account. At the bottom, it says, "{MOST PEOPLE WON'T DO IT!}".

As a CPA, I know how important it is to have your finances under control. Even though I have been trained to use complicated strategies to managing money, I don't actually do anything complicated when it comes to my money. In fact, there is one thing I recommend that everyone do that is quite simple, but I don't think many people do it: Open a second savings account Before you say, "That's stupid" and leave because you're angry that I made you come read this post to find out my super secret tip, hold on a second! Let's look at the reasons why I recommend this.   Why Keep Reading

Filed Under: Budgeting, Teaching Our Kids

Our Emergency Fund Story

Shared on January 20 8 Comments

Note: Some links in this post are affiliate links, which means I receive a commission if you make a purchase. Affiliate relationships include, but are not limited to, Bluehost, Amazon Associates, and StudioPress.
A stack of various envelopes with dollar bills visible on top, overlaid with text: "6 Things You Can Do To Build Up Your Emergency Fund FAST!" Even if you're living paycheck to paycheck, these tips can help you start saving now.

  There was a time when we lived paycheck to paycheck, but after our kids were born we became increasingly worried that an unexpected loss of income would put us in a serious financial situation we couldn't escape. This is our story.   Is It My Responsibility to Set Up an Emergency Fund?  My husband and I have this thing. It's that we both want to be the carefree one at times.  We both want to have time to ourselves to take naps in the middle of the day, we both want to go out to dinner with friends, we both want to spend money on things we want and travel Keep Reading

Filed Under: Budgeting

Best Budget Spreadsheet for 2024!

Shared on January 19 2 Comments

Note: Some links in this post are affiliate links, which means I receive a commission if you make a purchase. Affiliate relationships include, but are not limited to, Bluehost, Amazon Associates, and StudioPress.
A folded twenty-dollar bill is isolated on a white background. The bill displays the White House on one side and features a slight curl, giving it a somewhat worn look.

  Searching for the best household budget spreadsheet template to use this year? Well, you have found it! In this post, I'd like to discuss and recommend the best Excel budget planner I have found to manage your finances in 2024 and forward in 2025! If you are ready to really take control of your money this year, you will want to use a family budget planner to do so. This little document will seriously rock your wallet! It will give you all the information you need to save money, pay off debt, and live a more financially free life. CLICK HERE TO CHECK OUT THE PERFECT FAMILY Keep Reading

Filed Under: Budgeting

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Disclaimer

This website contains endorsements for products and services, which means when you click on a link from this website and take a specific action, such as making a purchase or signing up for an offer, WhatMommyDoes may receive a commission. Not every link is an affiliate link (like links to external resources and references), but some are. For our full disclaimer, click on "Disclosure Policy" at the top of this page.

Family Finances

A stack of $2 bills and several quarters are arranged neatly on a marble surface, almost resembling a Money Pizza. The $2 bills are spread out in a fan-like manner, with the quarters aligned in two rows on top. This Simple Tutorial shows you how to make this creative display.

4 Ways to Better Understand and Manage Your Family Finances

How to Protect Your Family’s Finances in a Digital World

How Moms Can Reduce Financial Stress by Creating a Simple Money System

A Way to Pay for College When You Haven’t Saved Up Enough

How Parents Can Have Better Money Conversations With Their College-Bound Kids

Bridging the Distance: A Parent’s Practical Guide to Budgeting and Overseas Family Support

How Busy Moms Can Organize Household Finances in One Afternoon

Smart Money Moves for Parents Facing a Major Home Repair

Household Expenses List

Coupon Tips for Beginners

More This Way

Family Life

Collage of crafty gifts: gold heart-shaped paperclips, strawberry phone pouch, flip-flop socks with cat faces, handmade bookmarks with pressed flowers and names, a heart-shaped origami made from a dollar bill, and a puzzle featuring cartoon characters. Perfect flat gifts that are easy to mail!

10+ Easy & Impressive Cash Gift Ideas for Teenagers

How to Politely Ask for Money without Sounding Rude (for your Birthday or Christmas)

7 Creative Money Gift Ideas

25 Lovely Homemade Baby Shower Desserts

30 Non-Toy Christmas Gift Ideas for Kids

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Free Printables

A black and white image showing four outlined drawings: a star with rays, two hearts (one striped and overlapping the other), a flower with five petals, and a triceratops standing near a plant with a cloud in the background—perfect cute designs for kids' easy coloring pages.

10+ Easy Coloring Pages for Kids {Cute Designs!}

Free Printable Cross Coloring Pages

Pretty Rainbow Coloring Sheet with Smiling Sun Behind Clouds

Free Printable Blank Monthly Calendars – 2026, 2027+

Bible Verse Coloring Pages Collection (Updated for 2026)

Free Printable Rainbow Coloring Page with Color Names

Extra Large Bumble Bee Outline {Cute Design!}

Free Printable Sunshine Coloring Page {Cute Smiling Sun}

{FREE} Thank You for Being a Great Teacher Fill-in-the-Blank Student Interview

Free Printable Valentine’s Day Coupons

More This Way

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